Out-of-Network Insurance Benefits
Since we are an out-of-network healthcare provider, your insurance reimbursement is based on your insurance plan’s terms of coverage, including co-pay, deductibles, and co-insurance. Our staff is always happy to review your plan’s benefit provisions with you.
As a professional courtesy, we will verify your benefits and submit a claim to your insurance company on your behalf. Once your out-of-network coverage has been determined, your insurance company will reimburse you directly.
In-Network vs Out-of-Network Coverage
Most In-Network insurance providers will only pay on average for 15 minutes of one-on-one physical therapy per session. Typical out-of-pocket copay is around $30. In addition to your co-pay, you will be responsible for sessions that exceed 15 minutes. For example, if you have a one-hour session, you will pay the $30 copay, plus payment for 45 minutes of treatment. Your insurance company will reimburse you for the remaining 15 minutes.
Convenient Payment Plans
Patient health is our priority. We are more than happy to structure a payment plan for your treatment that works with your budget.
No Referral Needed
In New York State, physical therapy patients do not need a referral from a medical doctor to access physical therapy services. That means you can still make insurance claims for treatment, even if you have not been referred from another source.
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